Accepting New Clients
One of the most important factors in purchasing a new home is to make informed decisions. Many agents take over the process without truly evaluating your needs and goals, and that is what makes me different from the majority. I classify myself as a consultant. The difference between an agent and a consultant is that an agent makes a lot of assumptions and does a lot of telling. A consultant asks a lot of questions and does a lot of listening. Let's get you set up with new listings as they hit the market. You will get regular MLS updates of your specific search criteria delivered to your e-mail as frequently as you want.
It is obvious that mortgage rates are at record lows and they have been for months. Housing prices are still relatively low. The key to seeing a return on your investment in ANYTHING is to buy low and ride the wave on up. The cost of borrowing money right now makes home ownership cheaper than renting in many cases. The more people that are afraid to buy will cause rent will continue to increase if. Investors know this, that’s why they are buying everything they can now, so they can rent it to you at an inflated rate later. BUY NOW! I don’t care if you walk, run, or take a hot air balloon to my office. Do it now, kiss your landlord goodbye!
If you would like to discuss your options for buying a home, I would love to assist.
If you are considering purchasing a home with a loan you will need to plan your finances accordingly. Your credit score and debt to income is important to determine eligibility for a mortgage loan.
Spend time crafting a list of your wants and dislikes for your new home and stick with it. It is easy to get confused when you see too many homes. Also, if shopping with a partner, make sure you agree on the criteria. Your agent will work to find you the home that best fits your criteria.
Stick to your price range and set realistic expectations for your budget.
Not only are you buying a home, but you should also consider the neighborhood and community that you choose. Be sure to research schools disctricts, shopping, leisure, crime rates, etc.
Be sure you are aware of all the costs associated with buying a home. Also consider moving costs, utilities, and SAVE funds to cover these expenses.
Don't solely depend on the Internet or word of mouth when it comes to buying a home. Reach out to a professional real estate agent that can help you determine the best option for your situation. It will not hurt to ask, even if you are not ready to buy.